Make the right home financing decision.
There are more options than most buyers realize. We help you qualify faster and buy smarter.
Current Rates
Terms | Bank Rates | Our Rates |
|---|---|---|
6 Months | 7.89% | 5.99% |
1 Year | 6.15% | 4.99% |
2 Years | 5.44% | 4.44% |
3 Years | 4.62% | 3.94% |
4 Years | 6.01% | 4.19% |
5 Years | 4.56% | 4.19% |
7 Years | 6,41% | 5.10% |
10 Years | 6.81% | 5.34% |
Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close which can differ from conventional rates. *O.A.C. E.& O.E.
Three steps. No runaround.
3.90%
Current Variable Rate*
4.45%
Current Prime Rate*
What mortgage product do you need?
Our Services
First-time Homebuying
Owning your first home is exciting, but it also comes with a lot of questions. We’ve helped Canadians across Ontario find the answers they needed.
Mortgage Renewals
Don’t simply sign the bank’s renewal offer. A quick chat with a mortgage renewal expert can reveal numerous options and potential savings of thousands of dollars.
Mortgage Refinancing
Life can be unpredictable; so when it comes to your mortgage, finding the best refinancing solution for you and your family is crucial, both today and in the future.
Mortgage brokerage you can count on
Clients First, Always
20 Years in Business
We are backed by Dominion Lending Centres, who are recently celebrating 2 decades of helping Canadians get the best mortgage rates.
Canadian-Owned & Operated
We have been supporting families across Canada since our founding. We use Canadian lenders and insurers.
230 Lending Partners
We have over 230 lending partners, including major banks, credit unions, and international lenders, providing more choice than our competitors.
Customer-Centric
Your needs guide every decision — we find the perfect product for your individual needs. We understand that one size does not fit all.
WHAT OUR CLIENTS SAY
Testimonials
“Working with this team was an absolute pleasure. The quality of their work exceeded my expectations, and the project was completed on time and within budget. Highly recommended!”
Angela Taylor
Housewife
“Working with this team was an absolute pleasure. The quality of their work exceeded my expectations, and the project was completed on time and within budget. Highly recommended!”
Angela Taylor
Housewife
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TRUSTED, BACKED AND INSURED
FAQs
Have questions? We’ve got answers. Check out our frequently asked questions to find the information you need, or book a callback with us if you need further assistance.
How is a mortgage broker different from going directly to a bank?
When you go directly to a bank, you’re limited to that bank’s products and rates. A mortgage broker compares options from multiple lenders to find a loan that best fits your needs, potentially saving you time and money.
Do I have to pay to use a mortgage broker?
In most cases, no. Mortgage brokers are typically paid by the lender once your loan settles. If any fees apply, they’ll be clearly explained upfront so there are no surprises.
How often should I review my mortgage?
It’s a good idea to review your mortgage every 1–2 years, or whenever your financial situation changes. Regular reviews can help ensure you’re still on a competitive rate and that your loan structure aligns with your goals.
*Some conditions may apply. Rates may vary from Province to Province. Rates subject to change without notice. Posted rates may be high ratio and/or quick close, which can differ from conventional rates. *O.A.C. E.& O.E.
Cadeem (George) Richards
Dominion Lending Centres Caliber Mortgage
Licence #: 13368
Mortgage Agent Level 1 - M23006865
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